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My insurer billed me for in-network care! » 162 http://www.getdedicatedserverhosing.info My insurer billed me for in-network care! Thu, 25 Dec 2008 02:17:16 +0000 http://wordpress.org/?v=2.8 en hourly 1 “We got hit with a $400 fee for cashing in our CD!” http://www.getdedicatedserverhosing.info/we-got-hit-with-a-400-fee-for-cashing-in-our-cd/ http://www.getdedicatedserverhosing.info/we-got-hit-with-a-400-fee-for-cashing-in-our-cd/#comments Thu, 01 Jan 1970 00:00:00 +0000 admin http://www.getdedicatedserverhosing.info/we-got-hit-with-a-400-fee-for-cashing-in-our-cd/ Question: My husband and I had a six-month CD with Countrywide Bank at a great 5.55 percent. News of the company’s subprime troubles concerned us, so when the CD matured in September (value: $37,745), we decided to cash it in. We mailed the form during the 10-day grace period and waited. No check. Upon calling, we were told that the bank hadn’t gotten the form and that the funds had been rolled over into another CD. We faxed another request and got our money - minus a $396 penalty! We didn’t do anything wrong. Can you help? -Barb Foster, Fairfield, Calif.
Answer: Losing half the interest you made may seem extreme, but Countrywide isn’t alone in imposing harsh penalties for early withdrawals. Banks set terms on CDs because they use the deposits to fund loans and want to ensure that they’ll have money at their disposal. On average you’ll lose three [...]

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