“My insurer billed me for in-network care!”

Dear Money Helps: In April 2005, I went to the Web site of my insurer, United Healthcare, to look for an in-network physical therapist. I found one and saw him several times, each visit paying the $15 in-network co-pay. Then, a full year later, I received a bill for $1,732 from UHC; it says my [...]

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